Thursday, July 06, 2006

Fucking credit

So I go to buy a new car on Tuesday, and I then apply for financing, and they say they'll get back to me the next day (as I applied in the evening). So anyway I go and find out they want a co-signer for the financing...This strikes me as very odd considering I've never missed any payment on any of my loans/credit cards/cell phones/lines of credit. I have had a few credit cards as well, and all have been paid promptly or compeltely paid in full. I'm 25 years old and this is what I can expect by only paying my debts on time and the proper amounts??? What the fuck.

Now this is what gets me, my good friend is 2 years younger than me, and we had basically identical credit history (about same amount of loans and credit cards etc). He goes and applies for a new car a year ago and gets it no problem, then he goes and applies for a no down mortgage and gets it, first try. Then goes and applies for a motorbike loan and gets it, ended up writing off that bike, and applied for a 2nd bike and got that no problem. That bike got stolen, so applies for a 3rd bike and gets that without a hitch.

So what the fuck is happening???? up until a year ago, we had basically identical credit, and he just gets approved for everything.

Fuck I'm pissed.

P.S. Holy shit, its been over a year since I last posted :O

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